Flood Damage Emergency Fort Lauderdale – Is It Covered By An Insurance Company?

Does your insurance provider cover your flood damage emergency Fort Lauderdale? Hurricanes, tropical storms, and overflowing rivers – are all natural disasters that can cause flooding.

Such catastrophic events can cause immense damage to property and the potential for serious financial loss.

So what do you do if floodwaters damage your home? Can your insurance company cover you? Let’s dive into the details!

What To Do in A Flood Damage Emergency Fort Lauderdale?

In flood damage, it is essential to act quickly and safely. There are several steps should be taken to start the repair process:

Contact an Experienced Professional

Make sure you contact an experienced professional who can assess the extent of the damage. Professional develops a plan for repair and restoration and implements the necessary steps.

Flood Damage Emergency Fort Lauderdale Secure Your Property

Before any repair and restoration work begin, securing your property from further damage is important.

This may involve:

  • Covering open windows or doors with plastic sheeting
  • Moving furniture away from wet areas
  • Other necessary measures.

Document & Remove Damaged Items

Take pictures and video of the damage, and list any items that need to be replaced or removed. It will help your flood damage restoration company file and claim your insurance.

Taking immediate action will prevent health hazards and mold growth on your property. It also reduces the costs of restoration services.

Create a Plan for Restoration

Work with your professional to create a plan for restoration that includes steps such as repairing drywall, replacing carpets and flooring, and restoring any electrical equipment.

You need water damage restoration services from a professional and trusted restoration company. It is to let the restoration specialists assess the extent of the flood damage.

Related Article: 5 Reasons Why You Need To Hire Flood Damage Restoration Fort Lauderdale

How To Handle Flood Damage Emergencies In Your Home Or Business?

When a flooding emergency occurs in your home or business, it is important to take swift action. Here are some tips on how to handle flood damage emergencies:

The first step is to ensure the safety of occupants.

If any exposed electrical cords or devices are on the floor, turn off the power and unplug all electrical appliances.

fire damage restoration in Fort LauderdaleCall your insurance company and report the damage.

Be sure to have all relevant documents ready, such as contact information for the insurer, policy number, and proof of ownership or lease agreement.

If flooding has caused structural damage, call a professional contractor or engineer.

It is to provide an assessment of the extent of the damage and any necessary repairs. Any structural damage must be taken care of immediately by a trusted contractor.

Remove standing water with buckets, mops, and a wet/dry vacuum cleaner as soon as possible. 

This is to minimize further damage from mold or mildew. Pay particular attention to carpets and rugs because they are especially susceptible to mold growth.

If there is an odor, it is likely due to bacteria in the water.

Disinfect affected areas with a mild bleach solution before drying to prevent further contamination. A trusted company offering mold removal and remediation services will eliminate this.

Open windows and use fans or dehumidifiers.

It is once all the standing water has been removed. This will help dry out any remaining moisture. This will also help prevent mold remediation services.

Keep receipts for any cleaning supplies and repairs that you have to make.

This can be used to help with your insurance claim. Some water damage companies can work with an insurance company directly. It is to prevent the hassle of filing and claiming your insurance.

If the flood is severe, it is important to call for professional assistance immediately. This ensures the safety of occupants and the integrity of your residential and commercial property.

Does An Insurance Company Cover Flood Damage Emergency Services?

In some cases, yes. 

Some homeowners insurance policies include coverage for flooding and other related damage caused by storms and natural disasters.

If you have a standard policy, it typically covers the cost of repairing or replacing damaged items incurred during a flood and fees for hiring professionals to clean up and restore your property.

Flood insurance is not included in standard insurance

However, it’s important to remember that flood insurance is not included in most policies, so it is important to purchase a separate policy if you live in an area prone to flooding.

Fort Lauderdale mold damage restoration specialistsAdditionally, some policies may limit coverage for certain types of damage, and many will require a deductible to be paid before any claims are honored.

If you’re unsure about the specifics of your policy, contact your insurance provider for more information. In any case, having a reliable emergency service is essential during flooding events.

A commercial or residential property owner must secure insurance for flood emergency services. It is to lessen flood damage restoration costs and to avoid excess expenses.

Property floods and water damages are unpredictable. So, being prepared is always the best choice.

If you want to learn more, call us at 954-870-4237.

Are you dealing with flood damage in Fort Lauderdale, FL?

Floods can cause severe and costly damage to your home or business. It’s important to take the necessary steps to protect your property from further destruction.

Advanced Restoration & Company has provided emergency flood damage services in Fort Lauderdale and surrounding areas.

  • Palm Beach County and Broward County water mitigation and water damage restoration servicesOur technicians are certified and experienced in dealing with flood damage emergencies.
  • They use the latest equipment to assess and repair the damage. Our mold remediation services are compared to none.
  • Our team of expert technicians has a wealth of knowledge and experience to ensure that your home or business is restored quickly and effectively.
  • We understand the importance of minimizing the disruption caused by water damage, which is why we provide 24/7 emergency services.
  • We offer competitive pricing on all of our flood damage services, ensuring you get the best value for your money.
  • We also provide a customer satisfaction guarantee. You can rest assured that we will meet all your needs.

We are the #1 water and fire damage restoration in Fort Lauderdale. Our previous customers highly recommended our mold removal and remediation services too. 

Contact Advanced Restoration & Company today if you need emergency flood damage services. We offer free estimates in Fort Lauderdale and the South Florida area.

Searching for a flood damage emergency Fort Lauderdale will be made easy by contacting us at 954-870-4237 for immediate response.

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